MOBILE HOME IN PARK LENDING SOLUTIONS

When you’re in the market for mobile home in park financing, Manufactured Home Mortgage can say YES when many lenders say no. Mobile home owners are commonly denied the ability to finance their home due to mortgage loan restrictions on mobile homes in parks. At Manufactured Home Mortgage, we offer a variety of mortgage loan options whether you are buying or refinancing a mobile home in a park. We offer attractive terms and competitive rates.

Manufactured Home Mortgage is one of only a handful of California mortgage companies that offers a full array of loan products for owners and buyers of mobile homes in parks. Whether you want to purchase or refinance your manufactured home, we’ve got your back!

MOBILE HOME IN PARK LOANS AT A GLANCE:
Purchase & Refinance Programs -

• Loans Starting With As Low As 5% Down Payments 
• New And Pre - Owned Manufactured And Mobile Homes
• Senior or Family Manufactured and/or Mobile Home Parks/Communities
• Buy - For's - (Parent Qualify For Children) , No Owner Occupied - (20% Down Payment Required)
• 2nd Home, Vacation Home Programs - (20% Down Payment)
• Pre - Hud 1960 to June 15, 1976 - (5% Down Payment)
• Financing Is Available For Double- And Triple-Wide Units
• Manufactured or Mobile Homes Sited On Private Property
• Fixed and Step Rate Programs 
• 23, 20, 15 and 10 Year Terms
• Seller Paid Closing Costs Allowed
• Fees Financed into the Loan
• Recent BK/Short Sale - OK - Equity Start Over Program - (35% Down Payment)
• Minimum Credit Score 0 - (35% Down Payment) 
• Rate And Term Refinance - Lower your Payment, Term and Current Rate
• Cash Out Refinance - Covert Equity to Consolidate Debt and/or Make Home Improvements
• ITIN Borrowers OK

What is the definition of a Mobile Home?

Mobile Home is defined as “a detached residential dwelling unit designed for transportation after fabrication on streets or highways on its own wheels or a flatbed or other trailer, and arriving at the site where it is to be occupied as a dwelling complete and ready for occupancy except for minor and incidental unpacking and assembly operations, location on jacks or other temporary or permanent foundations, and connections to utilities.