When you’re in the market for manufactured home financing, Manufactured Home Mortgage can say YES when many lenders say no. Manufactured home owners are commonly denied the ability to finance their home due to mortgage loan restrictions on manufactured housing units. At Manufactured Home Mortgage, we offer a variety of mortgage loan options whether you are buying or refinancing a manufactured house. We offer attractive terms and competitive rates.

Manufactured Home Mortgage is one of only a handful of California mortgage companies that offers a full array of loan products for owners and buyers of manufactured housing. Whether you want to purchase or refinance your manufactured home, we’ve got your back!

Purchase & Refinance Programs -

  • Conventional, FHA, VA, Conforming (Fannie Mae & Freddie Mac) and USDA loans are available
  • Approvals for credit scores as low as 0 - (35% down payment program) 
  • Eligible manufactured homes can be as old as 1960 
  • Eligible manufactured homes can be permanent or non permanent foundations.
  • Financing is available for Single - Double- and triple-wide units
  • Construction - to - Permanent Programs
  • Loans Starting at only 3.5% to 5% Down Payment
  • New and Used Manufactured Homes
  • Primary & Second Home Available - Vacation Homes.
  • Home Affordable Refinance Programs
  • Seller Paid Closing Costs Available Programs
  • Buy For Programs Availabe - (Parents buy home for kids) 20% down payment 
  • ITIN Borrowers OK

What is the definition of a manufactured home?

Manufactured homes are houses that are built offsite in a factory and then brought to the property in pieces and assembled by a construction team. These homes can or can not be affixed to permanent foundations.. Manufactured homes are an attractive alternative in home ownership since prices may be less than those of traditionally built tract or custom homes.

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Manufactured Home Mortgage Loan Application

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